> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getduezen.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Savings goals

> Create a goal with a target and date, log deposits and withdrawals, and see milestone celebrations at 25, 50, 75, and 100 percent.

Savings goals track money you are setting aside, separately from the bills you owe.

## Create a goal

Go to **Settings → Savings Goals** and tap **+**.

<Steps>
  <Step title="Name it">
    Something specific — Emergency Fund, Japan Trip — rather than "Savings".
  </Step>

  <Step title="Set a target amount">
    Required. Progress tracking depends on it.
  </Step>

  <Step title="Set a target date (optional)">
    Adding a date unlocks the monthly contribution calculator, which works out what you need to put aside each month to hit the target on time.
  </Step>
</Steps>

The calculated contribution is a guide, not a rule. You can deposit any amount at any time. Goals appear as status cards on your dashboard.

## Add deposits

From a goal's detail screen, tap **Add Deposit** and enter an amount. There is no minimum. The progress bar and remaining balance update immediately.

The detail screen shows a timeline of every deposit with dates, a running total, the percentage toward your target, and a chart of deposit history over time.

## Withdraw from a goal

The red **Withdraw** button sits to the left of Add Deposit and only appears when the goal has a balance. It records money coming out so your total stays accurate without losing the record of why it moved.

* Available balance is shown on the sheet, so you cannot overdraw
* Withdrawals appear in red with a minus sign and a **Withdrawal** tag
* The progress bar drops accordingly
* Swipe any deposit or withdrawal left to delete it — a 5-second **Undo** toast lets you recover

<Tip>
  The **Net this month** stat on the goal detail screen shows deposits minus withdrawals for the current calendar month — a quick read on whether you are still net-positive.
</Tip>

## Milestone celebrations

Progress is marked at four points. Each shows a full-screen animation and a message.

| Milestone | What happens                                  |
| --------- | --------------------------------------------- |
| 25%       | Milestone animation and message               |
| 50%       | Milestone animation and message               |
| 75%       | Milestone animation and message               |
| 100%      | Goal Complete banner with trophy and confetti |

At 100% you can archive the goal, keeping its history, or convert it to a new goal with a higher target — which suits ongoing habits like an emergency fund.

Every milestone is also logged to [Your Journey](/advanced/your-journey) with its date.