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Savings goals track money you are setting aside, separately from the bills you owe.

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Create a goal

Go to Settings → Savings Goals and tap +.
1

Name it

Something specific — Emergency Fund, Japan Trip — rather than “Savings”.
2

Set a target amount

Required. Progress tracking depends on it.
3

Set a target date (optional)

Adding a date unlocks the monthly contribution calculator, which works out what you need to put aside each month to hit the target on time.
The calculated contribution is a guide, not a rule. You can deposit any amount at any time. Goals appear as status cards on your dashboard.

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Add deposits

From a goal’s detail screen, tap Add Deposit and enter an amount. There is no minimum. The progress bar and remaining balance update immediately. The detail screen shows a timeline of every deposit with dates, a running total, the percentage toward your target, and a chart of deposit history over time.

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Withdraw from a goal

The red Withdraw button sits to the left of Add Deposit and only appears when the goal has a balance. It records money coming out so your total stays accurate without losing the record of why it moved.
  • Available balance is shown on the sheet, so you cannot overdraw
  • Withdrawals appear in red with a minus sign and a Withdrawal tag
  • The progress bar drops accordingly
  • Swipe any deposit or withdrawal left to delete it — a 5-second Undo toast lets you recover
The Net this month stat on the goal detail screen shows deposits minus withdrawals for the current calendar month — a quick read on whether you are still net-positive.

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Milestone celebrations

Progress is marked at four points. Each shows a full-screen animation and a message. At 100% you can archive the goal, keeping its history, or convert it to a new goal with a higher target — which suits ongoing habits like an emergency fund. Every milestone is also logged to Your Journey with its date.